You have enough to worry about, such as do you go down the route of hiring a project manager, an architect, an engineer, which builder is best suited to your requirements and time-frame?, will you require stage payments?, which Mortgage lender should you approach?.
All of this plus the hassle of applying for a Mortgage.
Luckily, we can help ease the process.
A self build mortgage differs in some ways from a straight home loan. Along with the usual documents such as bank statements, Identity, income details for a self build you will also require..
01. The services of an Architect/Engineer/Building Surveyor.
02. Costings for the project.
03. Final grant of Planning permission from local authority.
04. Site Map/Plans for build from Architect or Builder.
05. Architect/Engineer/Building Surveyor professional indemnity insurance.
06. Cert of inspection ( Statutory ) or Cert of inspection ( Opt-Out ).
07. Between 4 to 6 Stage payments.
Drawdown - At every stage of the Self build application we are there with you to carry the load. Once you have your loan offer we will liase between all parties to ensure the Drawdown of funds and stages goes as smoothly as possible.
Online mortgage approval