Kilkenny Mortgages
TEL: 056 7756122

Why switch your mortgage with IMS

"We believe professional impartial/unbiased mortgage advice can add significant value. It is because of this belief that we provide a service that does much more than simply choose the cheapest rate." -Padraig Moloney, IMS Mortgages

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PROVIDING PROFESSIONAL MORTGAGE ADVICE
When you need it most

9 Ormonde Road Kilkenny

IMS Mortgages Kilkenny...

A better choice of Mortgage

Our mortgage adviser / broker will:

For more information on your mortgage options please download our free mortgage guide below

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Services

What We Offer

1st Time Buyer Mortgage

We, at Kilkenny Mortgages have a wealth of knowledge and experience in dealing with 1st Time Mortgage Buyers and most importantly Mortgage providers.

  • Pre-Application - At Kilkenny Mortgages it is our policy to spend some time getting to know our clients. What your needs are and your current financial situation. Once we have a good idea of your requirements we will formulate a financial plan with your input and agree upon a course of action.
  • Application - We will package your Mortgage Aplication and present it to the most suited Mortgage provider on your behalf. We will negotiate for you, taking the stress off your shoulders, allowing you the time and space to carry out your search for that dream home.
  • Drawdown - At every stage of the Mortgage process we are there with you to carry the load. Once you have Approval In Principal and have found your dream home we will liase between all parties to ensure the Drawdown of funds goes as smoothly as possible.
  • Trading Up Mortgage

    Moving House ... Can be a stressful time! Don't let getting a trading Up Mortgage be one.

    Moving house or apartment can be a difficult, stressful time. There are many things to organise, together with the physical upheaval of moving somewhere new. Being well organised and planning in advance can make the experience less stressful.

    Selling your property is a big move and you don't need unnecessary stress. Make the best start by contacting Kilkenny Mortgages and we will have you on the right path in no time.

    Mortgage Switch

    Looking to make savings on your Mortgage?

    Switching your Mortgage to a better rate could save you potentially tens of thousands over the life time of said Mortgage. Switching may not necessarly mean moving to a different Mortgage provider. You could be coming to the end of a fixed-rate period and are unsure of the next step, do you fix for another set period or do you go with a standard varaible rate, do you even stay with your current provider. Most Mortgage providers now offer a varety of different products and incentives to keep/get your business. The most important thing is the interest rate you will be paying.

    We, at Kilkenny Mortgages will take the time to get to know you and your requirements. We will set out the options available and how the process operates. Our brokers will handle the paperwork and contact with the Mortgage providers, they will keep you informed of every step taken and how the application is progressing. Our priority is your priorities, getting the best rate available and saving you potentially tens of thousands on your Mortgage.

    House Build Mortgage

    Making the decision to build instead of buy can be one of the most exiting and yet daunting things you will ever do.

    You have enough to worry about, such as do you go down the route of hiring a project manager, an architect, an engineer, which builder is best suited to your requirements and time-frame?, will you require stage payments?, which Mortgage lender should you approach?. All of this plus the hassle of applying for a Mortgage. Luckily, we can help ease the process. We, at Kilkenny Mortgages, can talk you through the entire process. With over 40 years of combined experience we have seen it all and helped many clients to achieve the dream of building their ideal home.

    Buy To Let Investment

    Becoming a Property Investor.

    Are you ready to start or even expand your property portfolio? There is work involved and before embarking on this type of investment and not just for the first time, talk to somebody who knows. In general residential investment properties are an excellent form of investment provided of course that one does not over pay for the property in the first instance. At Kilkenny Mortgages we are only to happy to sit down with you and discuss your future property empire or how best to expand your current portfolio.

    Debt Consolidation

    Not to be confused with Debt Management.

    Debt can build up unexpectedly. If you’re feeling a little overwhelmed, talk to us about a consolidation plan. We’ll look at the figures together and see if we can help get your current debt restructured and in the process make life more manageable. Debt Consolidation is not a process you should take alone. Talk to a financial expert before entering into a consolidation plan. Call us today if you are worried about your debt.

    Employee Mortgage Workshop

    At Kilkenny Mortgages we are only too aware of the cost associated with ending up on the wrong mortgage rate. Having a mortgage will probably be the biggest single financial commitment most of us make. Securing the right mortgage rate is of paramount importance. That’s where we come in, we have the expert knowledge and experience to guide your employees with their mortgage needs.

    Our mortgage advisor will meet with your employees in-house and provide them with the tools to make the right decision when it comes to their mortgage. We know dealing with the complexities of a mortgage can be stressful and sometimes confusing. That’s why we make sure to answer all questions, explain the application process, what is involved in switching rates or provider, the best mortgage options available and most of all that your employees understand the entire process from start to finish.

    Companies we have worked with on in-house workshops have found the advice given to be of benefit to their employees. In today’s competitive world we understand time is precious and calendars can be full. That is why we are always willing to work with your schedule and at no cost to your company. If you believe your employees would benefit from this invaluable service, we would be more than happy to discuss this service with you.

    Mortgage Calculator

    Use our Mortgage Calculator to see the best rates and repayment options.

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    Why People choose us:

    Experience

    with over 19 years of experience in the Mortgage market we are well placed to offer expert advice.

    Approach

    Individual approach to each and every client. We understand that no two clients have the same needs

    Solutions

    Combination of experience and knowing our clients help us to find the perfect solution to your needs.

    Kilkenny Mortgages

    Meet the Team

    Established in 1999, We at IMS Mortgages Kilkenny pride ourselves on being an experienced, qualified & professional firm of Mortgage Advisers.

    Check out our Home website

    IMS Financial

    Terms of Business

    IMS Financial is regulated by the Central Bank of Ireland as a Financial Advisory and Mortgage intermediary under Consumer Credit Act and Multi Agency Intermediary under 2005 Mediation Regulations. Copies of our regulatory authorisations are available by request.

    IMS Financials principal business is to provide advice and arrange transactions on behalf of clients in relation to Mortgage/ Life and Pension/ Specified Illness/ General insurance/ Debt Management/ Mortgage Repayment Protection Insurance on the products offered by the product producers from whom a written letter of appointment is held. A full list of mortgage providers, lending agencies, insurers, product producers with which IMS Financial deal can be made accessible upon inquiry.

    Our full terms and conditions are available upon request.

    Data Protection

    IMS Financial Services complies with the requirements of the Irish Data Protection Act 2018 & the General Data Protection Regulation (GDPR) 2018.

    IMS may hold and use the information that you provided or that has been provided on your behalf on computer file, in any dematerialised form or in written hand copy and may pass the information to a third party for administration, regulatory, customer care and service purposes. This information will not be transmitted to any other party other than in accordance with law and any consent that you may have provided.

    IMS

    Kilkenny Mortgages : 5 Ormonde Road Kilkenny

    Click HERE for directions

    Let's Get In Touch!

    Ready to start your mortgage journey with kilkennymortgages.ie? That's great! Give our team a call or send us an email and we will get back to you as soon as possible!

    0567756122

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